Home-invaders pose as NYC police

Monday, July 16, 2007

In two separate incidents, men posing as members of the New York Police Department (NYPD), have invaded homes in the New York City area. In both cases, they robbed the residents, but in the most recent, they sexually assaulted a woman.

On Saturday, July 14, at 1:09 a.m. EDT (UTC-4), four men knocked on the door of a Yonkers, New York, apartment. The 33-year-old male that lives there opened the door, as the men outside wore NYPD hats and t-shirts, and had badges hanging around their necks.

The men promptly ordered the male victim to the floor. “When this guy pushed me, he had a gun in my face,” the victim said. “I could see the other guy. He motioned to the others, come on, let’s go, let’s go.” The intruders shouted “Where are the drugs?” as they ransacked the apartment.

Two of the men entered the bedroom and sexually assaulted the 30-year-old female. The couple has a five-year-old child, who was sleeping in another bedroom. “The more I resisted, the more he began to hit me,” the woman said. She said she was sexually assaulted by two of the men while her boyfriend was bound and guarded.

Frightened. Make you think twice before you want to open the door, you know

Police said the men then left with a cell phone, a laptop computer, a diamond ring and a gold chain. Police do not believe that they were real officers. As of this afternoon, no arrests have been made.

On Thursday, July 5, shortly after six p.m. in the East New York neighborhood of Brooklyn five men knocked on the door claiming to be “the police.” When the victims opened the door, they pushed their way in demanding the family give them drugs and money.

When police responded to a call reporting a robbery, they found the family, husband, wife and their daughter, tied up. The man suffered a head injury when he was pistol-whipped. Police say the robbers got away with a camera, jewelry, and US$5,000 in currency.

Neighbors told NY1 that they were stunned. “Frightened. Make you think twice before you want to open the door, you know,” said one of the neighbors. “Now you be asking for all this ID and stuff and even still you’re going to wonder, are they for real? So it’s kind of scary.”

There is no word about whether the two cases are connected. Yonkers is on the border of New York City, but is outside the jurisdiction of the NYPD.

US retailer Circuit City files for bankruptcy protection

Tuesday, November 11, 2008

On Monday, United States electronics retailer Circuit City announced that it would file for Chapter 11 bankruptcy protection. Second largest in its field, behind Best Buy, the company has previously announced that it would close down 155 of its locations leaving an estimated 8000 employees jobless.

The retailer also said more cutbacks will be on the way. “Circuit City was incredibly successful in the 1980s and 1990s, but they never changed after that,” says David Schick, an analyst at Stifel Nicolaus.

In August, Best Buy, reported that its profits had gone up to show a quarterly profit of US$200 million. Meanwhile, Circuit City reported a loss of $239 million in September.

Needle found in sandwich on Air Canada flight

Thursday, August 2, 2012

Air Canada stated that a passenger found a sewing needle in a sandwich Monday on a flight from Victoria, British Columbia to Toronto, Ontario.

…to ensure heightened security measures have been put in place.

Air Canada spokesman Peter Fitzpatrick stated they are working with the unidentified caterers “to ensure heightened security measures have been put in place.” He also stated authorities are undertaking an investigation.

Last month, the FBI and Dutch authorities investigated needles in six sandwiches on Delta Air Lines flights. Four of those were discovered by passengers; one passenger was injured but dismissed medical treatment. Robert van Kapel of the Dutch police said it is not yet known if the two incidents are linked or if there is a copycat.

Hyundai Ix35 Suv}

Hyundai ix35 SUV

by

Mark LehmonTHE VERDICT

Good:

An exterior designed with a modern and funky concept with a powerful-yet-frugal Turbo Diesel engine. Also encloses within a six-speed automatic gearbox and an improved interior. Total value for money.

Not so Good:

Relatively heavy design. The Petrol engine’s noisy under hard acceleration. Firm ride over rough surfaces.

THE REVIEWDesign and Engineering

Good:

Styled in Hyundais German design studio, the ix35 was the first

Hyundai Car

to feature the brands Fluidic Sculpture theme when it arrived Down Under in February 2010 (wed go so far as saying its one of the coolest looking Compact SUVs on the market). From the large hexagonal grille up-front, which immediately gives the Hyundai a presence when you spot one in your rear-view mirror, to the rear hatch which features what could be called a ‘mini duck tail’ (Porsche 911 fans will understand this term), the ix35s design gets the Car Verdict Thumbs Up.

[youtube]http://www.youtube.com/watch?v=X8vsbjS8nhI[/youtube]

Not so good:

Hyundai ix35 is definitely not a lightweight design looking at the size of the vehicles ‘footprint’. It ranges between 1.6 & 1.8 tonnes. However the colour scheme is not so impressive. The front grille is body coloured on the entry-level ‘Active’ grade, this is no way gets it closer to the grey coloured versions on the mid and upper-grades.

Interior and Styling

Good:

The steering wheel is a funky four-spoke model and the drivers seat features six-way power adjustment (except on the entry-level Active grade). The seat position is relatively high, providing good frontal visibility. The rear seats offer sufficient head room and feature a fold-down centre armrest with good sized cupholders. The Hyundai ix35’s cabin storage space is great for a family car and the rear seats fold flat to increase cargo space from almost 600L to over 1,400L! The panoramic glass roof, standard on the Highlander grade, creates a beautiful lightened feel to the interior.

Pre October 2010 the Hyundai ix35’s steering wheel adjusted for tilt (up & down) but not reach (in & out). Not any more, thankfully it now does both. The 2011 ix35 range also gains additional sound deadening materials to eliminate road noise levels.

Not so good:

It is disappointing that the dash features more plastic than one would like. The rear legroom provides enough space for the legs to put up with the journey, but not as spacious as expected. The lower window lines are quite above the margin; this means the kids will have to keep bouncing to get a view of the road.

Performance

Good:

Entry-level Active’s 2.0L Petrol engine produces a respectable 122kW of power (& 197Nm of torque) and whilst noisy under hard acceleration it is by no means forgotten – it’s the sole front-wheel drive variant and subsequently lighter than the AWD ix35s. The mid-spec 2.4L Petrol benefits from significantly more torque (227Nm); however by far the most impressive engine is the smooth-sounding 2.0L Turbo Diesel which generates a whopping 135kW of power and 392Nm of torque.

Not so good:

With the much hype of the 2.4L Petrol engine, in the real world however the speed doesnt seems any faster than 2.0L. Yes the sound is less though.

Ride and Handling

Good:

Hyundai ix35 affords a fantastic ride displaying the ability of being the only Compact SUV on the road without the fear of being scratched at the corners. Easy to steer through the traffic. Even if the Highlander grade is set on large 18-inch alloy wheels, it gives a comfortable ride.

Not so good:

The steering is on the light side, but considering this isnt a sports car, its hardly worth mentioning. Under hard acceleration the Turbo Diesel grades can suffer from torque steer through the steering wheel (no surprise considering how much pulling power this engine has).

The impressive handling (for a high-riding SUV anyway) does come at the cost of ride quality; whilst fine over smooth surfaces the ride is a touch on the firm side over rougher surfaces…

From October 2010 the electronic power steering has been changed to improve steering feel and in order to enhance the ride quality all AWD variants now get ASD suspension as standard. We’ll let you know our opinion of the changes very soon, once we spend some time driving the updated range.

Buying and Owning

Good:

Definitely a best buy with excellent features. ix35s also features the automatic, a quality six-speed box. This is a significant improvement over the various competitors with four-speed gearboxes. The safety feature are impressive with six airbags, ABS brakes, Electronic Brake Distribution, traction & stability control, Downhill Brake Control and Hill Start Assist Control. Also in October 2010 with the introduction of the rear park assist has crossed standards across all grades.

Not so good:

The much talked about two Petrol powered engine offers only on-par fuel economy. Although the Turbo Diesels economy is placed best for a Compact SUV, we are still surprised that the official combined fuel economy figure is similar to Hyundais larger & heavier seven-seat Diesel powered Santa Fe.

Car Verdict is an excellent carpoint providing complete cars guide, car reviews, videos and picture for all type of Australian cars, small cars, Ford cars, Hyundai ix35, Suzuki Swift, Commodore Holden, Holden cars, Ford Falcon etc.

Article Source:

eArticlesOnline.com}

Elite Boston Marathon runner Emily Levan discusses life and running

Saturday, April 23, 2005

The interview below was conducted by Pingswept over the phone with Emily Levan on April 21, 2005. Levan lives in Wiscasset, Maine, with her husband and daughter, and she ran in the Boston Marathon women’s race on April 18, 2005.

To summarize for our readers, you recently came in 12th in the Boston Marathon, right?

That is correct.

You were the first American finisher.

Yes.

There was also a Russian woman who lives in the US who finished ahead of you.

You know, I believe it is, I’m not actually positive, but I think you’re right. There’s often a lot of foreign runners that live and train in different parts of the US for a variety of reasons. Some live in Colorado and might train at high altitude, or they might have coaches in the US.

OK, but as far as you know, for straight up Americans, people who were born here, who have lived here for long periods of time and are not going anywhere special to train, you were the first finisher.

That is correct.

So congratulations, that’s very impressive. In the rest of your life, my understanding is that you are going to nursing school.

I am. I’m at the University of Southern Maine in Portland. and I have been going to nursing school for a couple years now. I’m just going part time right now because of the baby and other things going on in my world.

Your baby is currently one and a half?

She’s fifteen months.

Fifteen months, so one and one quarter. 1.25, sure.

Hopefully I’ll finish up nursing school in December. That is the tentative plan.

So you’re almost done.

I just have a couple classes left. I’ll take one class this summer and two classes in the fall.

You ran the Boston Marathon originally two years ago?

Actually, I ran it for the first time in 99. I’ve run it four times. I did run it two years ago as well.

You ran it two years ago, and you also came in twelfth then, if not the top American finisher then. You were the fourth?

I think third or fourth. I can’t remember exactly.

How long were you actually training for this marathon in particular?

I’d say about 4 months. I typically try to train about four months for each race. It depends a little bit on what kind of shape I’m in leading up to the training. Four months is usually the time frame I shoot for.

And how many miles a week were you doing–I assume you peaked somewhere right before the marathon.

At the peak, I have a month or six week period where I’ve built up to my peak training, and I was probably doing between 90 to 100 miles a week.

Was there a lot of variation in your day to day mileage, or was it pretty much you’re doing 1/7th of that mileage every day?

There’s definitely variation, probably more so in the type of workout that i did each day. For example two days a week I would do a speed workout, so I might be doing mile repeats, which just means that I do a mile in a specific time, and then I might jog for a couple minutes and then another one and another one. I’d do a series of eight mile repeats on that specific workout day. My other speed workout would be a marathon pace run, so I might run 8 or 10 miles at my marathon pace. If my marathon pace is 6 minute miles, I’d do a two mile jog warm up, and then I might do 8 or 10 miles at a six minute pace, and then a two mile cool down.

So you maybe end up running 14?

Sometimes what I would do on those speed workout days– on those days I might end up with about 14 miles. On some other days, I might run twice during the course of the day. Say in the morning, I might run eight miles, and then in the afternoon I might do six or eight more miles.

Wow.

Those days tend to be a little bit more mellow. More of kind of a maintenance run, a little bit of a recovery day. I try to have a recovery day after every hard workout.

Do you think that all of your training could fit into four hours a day? Do you think that’s true?

You mean the workouts for a specific day? Probably even less than that. Depending on the day a little bit, probably between 2 or 3 hours. Usually on Sunday I would go out and do a long run, and that would be a 20 or 22 mile run, all in one fell swoop and that usually takes two and a half hours.

So that explains how you’re able to do this, as well as go to nursing school, as well as have an extremely young child. I assume you talk to your friends occasionally.

I try to at least– have some sort of social life. This is not a job, so it’s not something that I do 8 hours a day. It’s something that I fit in with all the other obligations, things that I like to do too. I like to be able to pursue other interests as well.

You live on a road with no one else near by. Do you pretty much just run from your house every day?

The winter is harder because with the baby, I often end up running with a treadmill down in the basement. Brad, my husband, has pretty long hours at the farm, and especially in the winter months, it’s hard to find daylight when he’s able to watch Maddy, so I ended up running a lot on the treadmill this winter, as opposed to last summer, I would take her with me. I have one of those baby joggers, and that was great. I could just leave right from the house, and I could take her. She would be pretty happy to go eight or ten miles with me. Typically what I do when I go outside, I just go right from the house. The roads are so pretty around here. We’re pretty secluded, so I don’t have to worry too much about crazy drivers.

Do you ever try to go find big hills to run up and down?

I do. In the past, I have done a hill workout as a part of my training, usually early on in the training during the first six weeks or 2 months of the training I do a hill workout and I would find some place close by that I could find a warm up jog and run to and then do a hill workout. If I couldn’t find one within a couple miles, I would drive to it. It’s a little bit harder now with Maddy because I don’t have as much leeway and freedom with when I go running and where I go running. I’m a little more limited.

You’d have to load up the cart, er, the carriage into the car.

I’ve done that sometimes. Sometimes it’s easier to go straight from home. Running with the jogger up hills is not an easy thing to do.

When you’re in the race, you feel like, “Hey, I’m not even pushing a kid anymore.” Heartbreak Hill without the kid is substantially easier, I suppose.

Yeah.

Do you know most of the elite runners in the race? You know who they are, but are you friends with them, or not really?

It’s funny–I know who people are, but I don’t run that many races to really get to know that many of the runners. If you’re a professional runner, and that’s your job, a lot of those people travel in the same circles. They run the same races and they have the same schedules in terms of when they compete. I pick out a couple of races each year to focus on and because of that, I don’t get to know as many of the runners. As time goes on, you do get a little bit you do get a little more familiar with people.

During the race, do you talk to the other runners, or do you just run along and think things like, “I wish I were at the end right now”?

I think that really depends I find that if I’m feeling good and the run is going well, then it’s easier for me to talk to people, just because you’re feeling strong, and you’re not focusing so much on “I’m not doing so great.” I might talk to some folks along the way. Sometimes if someone passes me, I’ll encourage them and say “Good job, go get them,” and just stuff like that. I certainly find I’m not carrying on lengthy conversations with people because you’re expending energy that should be focused on the race itself. I enjoy getting to know folks along the way and knowing what pace they’re hoping to run.

In races other than the Boston Marathon do you find that you have good competition? I don’t really know what the running scene in Wiscasset, Maine, is like at all, but I imagine that being the fastest female marathon runner in the United States, you might not find a whole lot of competition. You say that you encourage people when they pass you, but having read some of the other interviews with you on the web, it doesn’t seem like people pass you very often.

It definitely depends on the race. Like I said before, I don’t run that many races. At this point, what I’m trying to do is to find races that are competitive so I can be pushed by competition. For example, when I ran the Maine Marathon last fall, there wasn’t a whole lot of competition. That just gets hard. I ran alone for most of the race. Running 26 miles at a fast pace all by yourself without anyone around you to help push you and motivate you, can be pretty hard. Because of that, as I’ve been looking toward the future and thinking about which races I want to do, I’ve been targeting races that will have a little more competition. That’s why Boston was one that I wanted to shoot for and I’m thinking about in the fall going to Chicago because they’ve got a pretty competitive marathon. It’s also a pretty flat course, so people tend to run pretty fast times there.

Most people run a couple of minutes faster in Chicago, right?

Yeah, exactly. And I’ve heard good things about the race too, so I’m looking forward to that.

Have you thought about running internationally?

Not at this point, no. It’s hard to find the time to travel to races, and It gets expensive too. A lot of my family members say, “Wouldn’t it be great to do the London Marathon or the Paris Marathon,” because they like coming to watch. At this point, I think I’m going to stick closer to home. I’ve got a few races, like I was mentioning Chicago, here in the States that I’d really like to do. Maybe once I’ve done those, I might think about something else, it really just depends. A lot of it’s a time issue, because I have other things that I’m pursuing and it gets hard to spend too much time traveling off doing different races.

Do you know Alan Culpepper?

Oh, yeah, yeah.

You at least know of him, right?

Yes, exactly.

Have you ever been in any races against him?

This was the first race that I had run in that he ran in. He was the fourth overall male finisher. That’s a really good showing for an American male. I’ve read a lot about him in different running magazines and just heard a lot about him through running circles. But this was the first time that I’ve actually seen him run. It was neat because in this particular race, they start the women’s elite group about 25 minutes ahead of the rest of the start.

29 minutes actually, I believe.

That’s right, 29 minutes. So, I didn’t see a male runner until pretty close to the end, so it was really neat to see–I think I saw the top five male finishers because they passed me in the last couple miles. It was really interesting–there’s all these cars and press and motorcycles, policemen, so I could tell when the first male was coming up behind me because there was a lot more going on on the course. Alan Culpepper was one of the ones that passed me in the last mile or two. It was pretty neat to see him finishing strong.

You might not be able to beat him in a race but do you think you could maybe, I don’t know, beat him in a fist fight? He’s pretty skinny, right? He only weighs 130 pounds.

I don’t know. I don’t know. I wouldn’t make any bets on it at this point.

No?

No.

OK. Have you thought about doing things longer than a marathon? Like a 50 K or a 100 K?

At this point, I haven’t because I’ve gotten into the marathon, and I’ve really been enjoying that so far. I feel like I still have some room to improve and grow in the marathon, but I think at some point I’d really like to do one of those ultra-type races. For the next several years, I’ll stick towards the marathon distances. Once that competitive part of my life is over, I might move on to something different.

Based on your age, are you likely to peak around now, or you maybe have a few years to go before your legs start to fall off?

Before I can’t walk anymore? I don’t know. It’s really interesting because for marathoning you’ve got a longer life span than in a lot of competitive sports. The fifth place female finisher in Boston this year was over forty. You can still be competitive into your forties. I’m not sure if I’ll keep doing it that long– at least another 3 years or so. One thing in the back of my mind looking at is the Olympic Trials for 2008. I’m looking at that time frame right now. If I want to keep running competitively after that, then I’ll assess things from there.

That sounds good. When you came in as the first American finisher, did you get any certificates or cash or a medal or anything like that?

Yeah, actually, I won $2100.

Oh, great– two thousand bucks!

Which is pretty nice.

That’s a lot of baby clothes.

I know– or a lot of shoes. The shoe expense is pretty expensive, and I’ve been trying to find a shoe company that might give me some shoes.

I would think–couldn’t you just call up New Balance and say, “Hey, look, I’m pretty good, why don’t you give me some shoes?”

Well, this past November, after I ran New York– I usually wear Asics or New Balance– I wrote to both of those companies. I sent them a little running resume. I said I’d be interested in pursuing some sort of sponsorship opportunity, and they both wrote back and said, “Sorry, we don’t have any space or funds available at this time.” I was a little disappointed by that, because I was hoping to at least get someone to help me out with my shoes.

Yeah, at least some sneakers.

But in addition at Boston, they do have these crystal vases that they give out for the top 15 finishers, so I got a little piece of hardware there too.

So you get to put flowers in that.

I had some flowers in it; they’ve wilted so I decided to compost them.

Oh, that’s good.

Yeah, send them back to the earth, you know.

Has anyone else tried to interview you? Local paparazzi following you?

I hide in my car for most of the day. I did some local interviews–with the local NBC affiliate, and I’m going to do an interview tomorrow with the ABC affiliate in Portland, and some affiliated newspaper interviews as well.

You’re officially famous, then.

I don’t know. I guess. It’s been pretty busy.

Has anyone asked you for an autograph yet?

No. No autograph seekers yet, no.

Maybe in the Yellowfront Grocery in Wiscasset? “Hey, I know you!”

“I saw you on TV!” No, not yet.

That’s surely coming. The Chewonki Foundation, which is where you live, recently had Eaton Farm donated to it.

Yes.

And they’re planning on making a 12 mile long trail that runs from approximately your house to Wiscasset.

Oh, you know more about this than I do, that’s great.

I don’t know if it’s going to start right at your front door; you might have to cut through the woods a little bit.

That’s OK, I can do that.

Have you run on trails at all, or is it just, “I want to run on the pavement because I don’t want to twist an ankle”?

I’m not a big trail runner. Maybe it’s because I’m not used to running on trails. Now it would be much more difficult, because I have the baby with me. The baby jogger has some nice wheels on it, but I don’t know if it could handle trail running.

Yeah.

It’s a nice change of pace every once in a while. I don’t worry too much about twisting an ankle–you just have to be careful. I figure I can walk out my door and step in a pothole and twist my ankle, so I don’t worry too much about that. That goes along with being alive in our world. We’ll see. I’m going to have to look into that 12 mile trail.

Because 12 miles, you do that there and back, you’ve got a marathon on your hands.

There you go.

What’s your next target? Can you walk right now?

If I train well, I’m usually not sore. Especially on the long runs, my body gets used to running for that length of time and sure, I’m running faster during the marathon than I do on my long runs, but I think my body tends to adjust to the rigors. It’s usually a good sign if a few days afterwards I don’t have any major soreness. I certainly feel like I’ve done something significant.

Yeah, I can imagine feeling too.

No major aches or pains.

That’s great. What’s your next race? Do you have one targeted? Is it Chicago?

Yeah, I think the next marathon will be Chicago in the fall. there’s a 10 K race, the Beach to Beacon, you may have heard of it.

In Portland?

It’s actually in Cape Elizabeth. It’s put on by Joan Benoit Samuelson. It’s in August, so I’ll probably do that one and then shoot for the fall marathon.

Well, I think that’s all my questions.

Nice, well, thanks for calling. I appreciate it.

Sure, well, thanks for running so fast.

No problem.

Australian refugee contractor accused of breaching its duty of care

Friday, December 30, 2005

Contents

  • 1 Richard Niyonsaba
  • 2 Denial of food
  • 3 Background and Criticisms
  • 4 Sources

The Australian Centre for Languages, a company which has a multi-million dollar contract with the Australian government to provide refugee services, has been accused of breaching its duty of care following the death of a chronically ill child and allegations of failing to provide three women in their care with food.

Toyota poised to recall 270,000 Prius vehicles

Friday, February 5, 2010

Japan’s Nikkei newspaper reported that Toyota is poised to recall 270 thousand gas-and-electric Prius vehicles (model ZVW30) sold in the US and Japan between May and December 2009, due to a flaw in the car’s anti-lock braking system.

Takayuki Fujimoto, a transport ministry official, said the government has yet to receive a recall notice from Toyota. “Nothing has been decided on whether we will recall or not”, he stated. Toyota cannot announce a recall in Japan until it notifies the ministry, but said it was currently discussing how to deal with the issue with Japan’s transport ministry and U.S. safety authorities.

Toyota has faced a US lawsuit alleging it covered up safety problems. The U.S. National Highway Traffic Safety Administration launched a formal investigation into the braking problems on Thursday after 124 complaints from consumers.

Since May 2009, two hundred thousand new Prius cars (model ZVW30) have been sold in Japan and another 103,200 in the United States.

Nsecured Loan To Secured Loan How A Loan Company Can Convert Your Debt And Claim On Your Home

By R.Green

Warnings have been issued recently by debt counselling charities, regarding an increasing trend by some of the high street lenders to issue ‘charging orders’ on borrowers’ homes in order to recover bad debts. Major names in loan provision such as Abbey, Alliance and Leicester, Bank of Scotland, Halifax, Lloyds TSB, Nationwide, and Northern Rock have all admitted to using these measures to turn an unsecured loan into one that is secured against the borrower’s house.

When a loan is taken out, it can be either secured against the borrower’s property and should repayment defaults occur then the lender can still recover their money through the sale of the property, or it can be unsecured so that no such guarantee is offered by the borrower. Due to the obvious financial risk advantages to the lender and the much lower default rates which occur with secured loans when compared with unsecured loans, increased borrowing limits and lower interest rates are usually available for those who choose to opt for a secured loan.

Charging orders are a legal means of converting a loan that has been taken out without the provision of securing that debt against your house into one where the debt is secured against your property. Having a charging order put on a house means that when the property is sold and the mortgage is cleared, any money that is then left over will automatically go to pay the remaining outstanding debt. According to Fool.co.uk this means that you ‘cannot sell your house until you’ve paid off your mortgage, any second mortgage and other secured loans, plus the amount due under the charging order.’

It should be noted that before a court will consider an application granting a charging order, the lender must have issued a county court judgment against the debtor and the borrower must have failed to make the required payments on that judgment as agreed by the court. Also a charging order does not of itself ensure that the lender gets repayment of the outstanding debt but it does prevent the debtor from selling their property without paying what they owe. The debtor is not under any obligation to sell their property once the charging order is put in place; however, there are some extreme circumstances where it is possible for a lender to apply to a court in order to force a sale. It is very rare for the court to allow a creditor who has a Charging Order Absolute to sell your home. It is up to the court to decide whether to make an Order for Sale.

Currently the number of charging orders being issued is about 35,000 per year; however this figure is gradually rising. According to the BBC, ‘Advisers say the practice is becoming so common that the way loans and credit cards are being marketed should change to include mortgage-style warnings that your home may be at risk if you miss repayments.’

Whilst most people would agree that lenders should be able to recover the money lent, the whole point of an unsecured loan is that it will not put the borrower’s home at risk if future financial difficulties are encountered and they cannot meet the repayment schedule. Peter Tutton of the Citizens Advice highlighted that the banks are also profiting from this practice as they are still charging the higher interest rate of the unsecured debt, “lenders are kind of getting it both ways, they are getting the risk premium off the borrower, but they are getting the security of the charge and that seems unfair.”

[youtube]http://www.youtube.com/watch?v=dyO1d347dPw[/youtube]

Malcolm Hurlston of the Consumer Credit Counselling Service told the BBC, that if the practice of using these orders to force unsecured loans into secured loans increases at the current rate then, ‘it’s something that ought to attract the attention of the Department of Trade and Industry or the Financial Services Authority.’ The Financial Services Authority in turn stated that they had no authority to intervene and that it was a matter for the Department of Trade and Industry.

With the current lack of regulation covering the situation, the best thing to do is prevent yourself getting into a state of affairs where you could become subject to a charge order.

* Compare as many loans as possible using sites such as Moneynet ( moneynet.co.uk/loans/index.shtml )

* Check your own financial situation – can you afford the repayments now and do you expect to be able to meet all future payments? Using loan calculators such as ( fsa.gov.uk/consumer/04_CREDIT_DEBT/loan_calculator.html ) can help decide whether you can afford to take out a loan.

* Read through all documentation and any agreements carefully.

* If you do obtain a loan, and later have financial difficulties and miss repayments, immediately speak to your lender to discuss the problem.

* If your financial situation becomes serious, contact Citizens Advice or the Consumer Credit Counselling Service for free expert advice on how to proceed.

Useful resources:

Moneynet loan comparisons ( moneynet.co.uk/loans/index.shtml )

Financial Services Authority loan calculator ( fsa.gov.uk/consumer/04_CREDIT_DEBT/loan_calculator.html )

Disclaimer:

All information contained in this article, is for general information purposes only and should not be construed as advice under the Financial Services Act 1986.

You are strongly advised to take appropriate professional and legal advice before entering into any binding contracts.

About the Author: Richard lives in Edinburgh, occasionally writing for the personal finance blog Cashzilla ( cashzilla.blogspot.com/ ), and listens to music no one else likes.

Source: isnare.com

Permanent Link: isnare.com/?aid=15757&ca=Finances

Burger King CEO insults British women during speech to students

Sunday, March 13, 2011

Bernardo Hees, the CEO of American fast food chain Burger King. was caught insulting British women during a speech to students in Chicago. Hees was talking to the university students about his time at the University of Warwick in England.

He compared the United States to Britain by saying “[h]ere the food is good and you are known for your good-looking women.” He then spoke about the UK by saying that “[t]he food is terrible and the women are not very attractive.”

A spokesman for Burger King released a statement after Hees’s comments were reported by the US press. “Mr. Hees apologises if his comment has offended anyone. It […] was intended as a humorous anecdote to connect with his audience,” the statement said.

Hees’s remarks have caused controversy in the United Kingdom. Charli Fritzner, who is a women’s campaign officer at the University of Warwick said that “[i]f he views women as potential distractions in academia, I wonder how he views them in the workplace?.” “It doesn’t make Burger King an attractive employer for women,” she added.

Hees joined Burger King in October of last year. He oversees the company’s 11,500 stores worldwide.

Athletes prepare for 2012 Summer Paralympics at the Paralympic Fitness Centre

Monday, August 27, 2012

London, England — As Paralympians ready for the Games which are set to open later this week, they have access to a world class fitness center inside the Paralympic Village which is designed to maximise their pre-Game preparations.

According to volunteers staffing the center, instead of being a single large room, as in Beijing, the building has numerous rooms. It, along with the adjacent Village Services Centre, is designed to be converted into a school after the games conclude. Rooms have been structured as a gym, an auditorium, and science laboratories.

Gym equipment is supplied by Technogym, an Italian firm that has supplied gym equipment for the Olympics since 2000. Equipment has been provided not just for for the Fitness Centre, but for gyms at all the Olympic venues. The newest equipment is oriented toward maximum flexibility, allowing athletes to exercise the particular muscles that they most require for their sport.

In addition to the equipment, the Fitness Centre also provides instructors trained in the use of the equipment, the likes of which athletes from many countries have never seen before. There are also a number of instructors available to provide motivational training.

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