What The Difference Between Commercial Contracts And Leases Vs. Residential?

Commercial Property Contracts and Leases

Contracts written on commercial property differ slightly from those for residential properties:

Commercial Property Contract Differences

A residential contract is not appropriate to use for commercial purposes, because there are certain things that commercial buyers and sellers want to do that the standard residential contracts may not include, such as:

• Delayed deposit

• Particular documents from Seller • Extended inspection periods • Specific representatives and warranties • Closing commercial considerations • Brokerage fees

Tip: Always use a special commercial contract that provides for these major differences.

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Delayed Deposit

In a residential contract, the deposit check is customarily attached as a gesture of good faith and to demonstrate the ability to complete the deal. Apparently, commercial sellers aren’t nearly as influenced by this custom. In commercial agreements, the deposit is usually received within two or three days after signing the contract. This gives everyone a chance to sign, so you don’t have several deposit checks floating in and out of escrow accounts all over the county.

Almost all commercial real estate investors use delayed deposits. If you are making an offer on a property, you write the contract and prepare the offer. Where the contract says Deposit, you enter whatever amount your deposit is going to be and say that it will be posted with the seller’s nominee.

The deposit is usually sent within three business days of all parties signing; in case contract negotiations take two or three weeks. Commercial sellers consider this standard operating procedure. However, there may be an occasional commercial business proposition, resulting in a signed contract with no money deposited.

Documents from Seller

As part of the commercial property contract or lease agreement, the seller must submit certain documents to you within a specified time, after the contract is executed, such as:

• Engineering plans, drawings, surveys, and artist’s renderings

• Economic and financial studies relating to the property

In the event that you do not purchase the property for any reason other than Seller’s default, you must return all information to the Seller, together with any information that you may have compiled with respect to the property.

Inspection Period

Your commercial property contract should also state that you have an inspection period-a free look. This period is to allow you to conduct different types of inspections and pursue any lines of inquiry for the next 60, 90, or even 120 days-whatever it will take to get the job done. During that period, whatever deposit you submitted is not at risk. The inspection period starts when the Seller delivers the documents you requested. That way, your due diligence clock doesn’t start immediately, which gives you sufficient time to address important issues, like environmental factors.

This period is extendable, so always ask for extensions. You are determining the usability of the property and may decide not to buy it. Therefore, you must be able to give notice of termination of this agreement at any time prior to the expiration of the inspection period or any extensions. If you decide to terminate the agreement, all deposits must be returned to you.

You may extend this inspection period for up to three 30-day periods without asking for the Seller’s permission. However, you must give the Seller advanced written notice before the end of the inspection period, together with an additional deposit.

Stay tuned for more, as we will follow up with part 2 of Commercial Contracts and Leases in an upcoming article.

One Deal to Financial Freedom? Gary Tharp invites you to get access to ask the real estate experts who are mentors to millionaires today! Attend the next free commercial real estate webinar with some of the nation’s leading real estate experts: commercial real estate buying group.

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About Author:

Gary began his real estate career in Honolulu in 1966, selling land and homes as head of one of Hawaii’s largest brokerages, and has now sold and leased real estate in Idaho, Virginia, Puerto Rico and Florida. For the last 30+ years Mr. Tharp has been one of the leading commercial investment real estate brokers in Orlando, Florida and a nationally known mentor. Gary is widely regarded in commercial real estate, having developed tools and systems of commercial property evaluation that have become industry standards used by professionals nationwide. He is in demand by lawyers seeking expert witnesses in real estate cases. With development experience ranging from office buildings to industrial parks, Gary is Florida Partner for the Lynxs Group, national developer of air cargo facilities, Fellow of the faculty of the CCIM Institute, and Board of Advisors with HIS Real Estate Network, commercial real estate buying group.Author: Gary Tharp

Fake impotence drugs linked to low blood sugar outbreak

Thursday, February 12, 2009

An article in the February 12 issue of the New England Journal of Medicine reports on an unusual cause for an outbreak of low blood sugar among men in Singapore: illegal use of sexual performance enhancement drugs that were contaminated with a diabetes drug.

Between January and May 2008, 149 men and one woman between 19 and 97 (mean age 51) were admitted to five public hospitals for unexplained low blood sugar. Similar cases were reported in media reports from Hong Kong. Seven Singaporean patients remained in a coma because of prolonged sugar starvation of the brain, and four subsequently died. The diabetes drug glyburide was found in blood and/or urine samples in 85% of cases; 30% admitted having used illegal sexual performance enhancers.

The contaminated products were a counterfeit version of the drug Cialis (meant for the treatment of genuine erectile dysfunction), and three purported herbal preparation (the affected brands included Power 1 Walnut and Santi Bovine Penis Erecting Capsule). All four preparations additionally contained Viagra in varying concentrations. Two herbal products contained traces of the weight loss drug sibutramine, a compound related to amphetamines.

The drug packaging mentioned names of non-existent overseas production facilities, so the source of the contamination with the diabetes drug could not be established.

The authors underline the risks that is known to be associated with purchasing drugs from unreliable providers or from online resellers. The clandestine use of impotence drugs as sexual performance enhancers seems to have provided a good illustration of this problem. They further call for more efforts by national and international health and law enforcement agencies to curb the manufacturing, international transport and sales of untrustworthy medication.

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Know The Reasons For Rejection Of Business Loan

. Although it may seem difficult for owners to make use of these loans, particularly first-timers, this is not so.

Approval of business loan depends on different parameters, and if these are not met, a loan has a will be denied. The best way to deal with the rejection is to explore the factors behind it and build on them to obtain the business loan eligibility criteria for your next submission.

Reasons for your business loan application getting rejected

Low credit score

A good credit score reflects the successful management of the budget and expenditures. If you have a low credit score, it shows your lack of financial prudence. You must check your score with reputed credit rating agencies before applying for a loan. One of the most common reasons for refusal on l business loans is due to the use of a high percentage of credit amount.

Insufficient cash flow

Your cash flow analysis shows your ability to repay your loan after you have covered the operating costs. Insufficient cash flow influences lender trust to approve the loan. You can increase your cash flow by:

  • Reducing unnecessary costs
  • Holding correct invoice
  • Establish an Emergency Fund

Excess debt

If your company is in over-debt, prospective investors will be turned away. A lender’s primary concern is repayment. When a lender sees you having colossal debt, it is natural that he will be cautious. Maintaining low credit balances and paying off past debts would help solve this problem and can get a business loan quickly.

Weak business plan

Developing a detailed business plan would be wise. You will need to do an in-depth study of the market factors before submitting the documents required for business loans. It lets you get an objective and realistic analysis of the possibilities a scenario provides to your company.

Lack of collateral

Investors are looking for concrete evidence to support their investments. When you apply for a loan, you must have a clear understanding of your inventory of assets which you can use as collateral. If you are unable to provide tangible assets, you may need to mortgage your assets to get the business loan you need.

Purpose of the loan

You should be aware of why you need to apply for business loan. Do you need it to purchase new equipment or for research or to develop a new product or is it for renovating your office? If you are uncertain about your loan’s intent, lenders are less likely to approve your application.

Ontario Votes 2007: Interview with Family Coalition Party candidate Kristen Monster, Willowdale

Wednesday, October 3, 2007

Kristen Monster is running for the Family Coalition Party in the Ontario provincial election, in the Willowdale riding. Wikinews’ Nick Moreau interviewed her regarding her values, her experience, and her campaign.

Stay tuned for further interviews; every candidate from every party is eligible, and will be contacted. Expect interviews from Liberals, Progressive Conservatives, New Democratic Party members, Ontario Greens, as well as members from the Family Coalition, Freedom, Communist, Libertarian, and Confederation of Regions parties, as well as independents.

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The Woeful Inadequacies Of Traditional Estate Planning: The Four Critical Questions You Need To Ask Yourself}

The Woeful Inadequacies of Traditional Estate Planning: The Four Critical Questions You Need To Ask Yourself


Mark Kaizerman

When I mention the words, estate planning, most people think of meeting with an attorney and drafting legal documents. Traditionally, those documents include a will, durable power of attorney, health care proxy and perhaps a trust. After you draft these documents, you meet to sign them, then you put them somewhere safe, cut a check to the attorney and breathe a sigh of relief because you finally have things covered. All is well and your estate is perfectly in order, right? WRONG!

Too often the drafting of legal documents is confused with developing an estate plan. Sure, legal documents are part of an estate plan, but they are not the estate plan. You need to make sure that you have everything in one spot. If not, you could cause yourself some real problems. Thats why 98% of all estate plans fall short. Thats why you have debacles like the Terry Schiavo case and the Ted Williams dispute. In order to make sure that these sort of things dont happen to you, you have to have a plan. Most people plan out what should happen in the event of their deaths. What if you are disabled or mentally incapacitated? Effective estate plans must be drafted in order to account for these kinds of contingencies.

If you wish to have an effective estate plan, you must answer four extremely critical questions:

1. What documents do I need?

You need a will, durable power of attorney, and health care proxy. Additionally, you need an original marriage certificate, military discharge paperwork, health and life insurance information, beneficiary designation forms, deeds, and appraisals. Another necessity you need to have is a listing of important contacts with telephone numbers.

2. How will my beneficiaries find these documents?

We all have our own personal and unique filing system that has worked well for us over the years. Thats fine. You should use your own unique filing system, whatever works for you. However, you do need to create a system that unlocks your personal filing system. For example, if something ever happened to you, how would your beneficiaries even know you had a safety deposit box, let alone the location of the bank or key?

3. Who should have access to these documents and when?

I know thats actually two questions camouflaged as one. Remember, these documents are personal and confidential. Today, we are all too aware of the very real threat of identity theft. Safeguarding these documents and making them available, under specific circumstances, to a select group of individuals will allow you to protect your privacy while still preparing an effective estate plan.

4. Who will best advise my beneficiaries?

Your estate plan needs to address not only your financial assets, but also your dreams, wishes, and values. You need to designate that one person who can capture all these characteristics of your life, someone with whom you have shared those most personal thoughts. At you or your beneficiaries time of need, who should be that one call?

Dont confuse proper estate planning with simply drafting the needed documents or purchasing an insurance policy or special investment product. An effective estate plan can only be accomplished with a well thought out approach that is designed to protect your most important information and guide your heirs. Only then will you have peace of mind in knowing that youve done your best for your loved ones and nothing important will be overlooked.


For a review copy of the book or to set up an interview with Mark H. Kaizerman for a story, please contact Jay Wilke at 727-443-7115, ext. 223 or at jayw@event-management.com.

Mark H. Kaizerman, CPA/PFS, CFP, ChFC is a financial advisor and author of the Beneficiary Directory—Your Personal System to Organize Your Important Documents and Guide Your Beneficiaries.For more information, please see www.beneficiarydirectory.com

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The Woeful Inadequacies of Traditional Estate Planning: The Four Critical Questions You Need To Ask Yourself}

Teen broadcasts suicide online

Sunday, November 23, 2008

A Pembroke Pines, Florida teenager killed himself Wednesday, November 19, while broadcasting on the live video site Justin.tv. After making suicide threats and being encouraged by Justin.tv viewers and Bodybuilding.com forum members, Abraham K. Biggs, 19, committed suicide by taking an overdose of opiates and benzodiazepine, which had been prescribed for his bipolar disorder.

Biggs first began blogging about his planned suicide 12 hours before the actual event. He died after taking pills and lying on the bed in front of the webcam. After the broadcast, viewers who apparently thought it was a hoax posted messages such as “OMG”, “LOL”, and “hahahah”.

Hours later, after being alerted by viewers who had noticed that Biggs had stopped breathing, law enforcement and paramedics arrived, discovered his body, and covered the camera. The Broward County Medical Examiner’s Office has reportedly confirmed Biggs’ death.

According to Montana Miller of the Bowling Green State University, the circumstances of this case were not shocking: “If it’s not recorded or documented, then it doesn’t even seem worthwhile. For today’s generation it might seem, ‘What’s the point of doing it if everyone isn’t going to see it?'”

Biggs’ sister Rosalind was angry that neither the website nor its viewers reacted soon enough to save him. “They got hits, they got viewers, nothing happened for hours,” she said. She described him as “very happy” and “friendly and outgoing.” “On a normal day, you couldn’t really tell that he got as low as he did.” However, he did have relationship problems with his girlfriend, according to a friend.

Mental health professionals have warned about the possibility that other mentally troubled people would copy his actions. According to Dr. David Shaffer of Columbia University, “Any video showing it as heroic or romantic or glamorous could reduce the anxiety people might feel about suicide. It becomes a respectable behavior and lowers the threshold of suicide.” He and other psychiatrists recommend that potentially suicidal teens talk to others and “tell what’s going on.”

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What Are The Factors Involve In Cream Boxes To Improve Business Sales

The cream is one of the most commonly used cosmetics items in the world. And that makescream boxesone of the most commonly used packaging solutions across the globe for the protection of these beautifying items. These boxes are manufactured with cardboard, kraft, and paper stock. They are customizable in any shape, size, design, and manufacturing material. You can select the printing design of these boxes in order to make them look more eye-catching. Since they are to be used for one of the most commonly used cosmetic items, they need to look eye-catching so that they can justify the product inside them. You can also get them customized with die-cut windows to let the customers see the product inside without opening the box and making the buying decision easier. Most of the beauty creams are sensitive to the UV rays; therefore, their packaging is designed in a way that keeps the sun outside the box.

The beautifulcustom cream boxesare more than packaging in case of cosmetic creams. They are largely responsible for the selection of the relative beauty cream by the consumer. There are a few things about thecustom printed cosmetic boxesthat improve the sale prospects of cosmetic products; some of them are highlighted in the following read.

1. Description of the Cream:

People who are approaching for cosmetic products in the market can be considered to be reasonably cautious about the product they are about to purchase. Thecustom cream boxesallow the spectators to know complete detail about the product through the thorough description they have printed on them. People are more likely to purchase the products that guide the user about themselves. The cautious audience would definitely want to know a few things about the purpose of a specific cosmetic, which might include the skin type they are used for, the components of the cream, even if it is made out of natural components or not. It can only be displayed through thecustom printed cosmetic boxes,if it was not for them, cosmetic manufacturers would lose a great syndicate of their target audience. Therefore, the descriptive content of the beauty cream box contributes a great deal in supporting the prospects of sales in the market.

2. Authentic Promotional Approach:

The boxes of cosmetics are designed in a way as to be an adequate promotional accessory for them. They are the physical means of information, and people subconsciously deem it as authentic. Therefore, they are naturally inclined to believe what is written on cosmetic packaging. This will make your cosmetic products less liable to scrutiny. Besides, having a proper packaging for any product warrants that it has been made by some legitimate manufacturer that takes care of all the market standards to produce their products. They will naturally develop thinking at first glance that the cosmetic beauty cream they are looking at has no reason to be questioned. And all that happens before they even make a purchase, and this is the power of proper packaging. Since cosmetics are not the products that are needed by anyone, they are acquired as the result of a desire to have better skincare. Therefore, all the promotional tactics must be aligned to make them successful selling merchandise.

2. The Color Scheme that Speaks:

Using the packaging for the purpose of marketing and promotion must be supplemented by the proper color scheme as well. Colors have a great impact on segregating the audience for a specific product. Different age groups are attracted to various colors. Therefore, it is very important to take care of the color scheme of thedisplay cream boxes.They are purely magical, and the control they provide in luring people towards your products in a store aisle is just astonishing. Therefore, the various colors found in the packaging of beauty creams play a great to enhance the chances of sales in the market. Especially for cosmetics, the competition is heavy amongst various brands for the same product; therefore, no feature must be ignored to produce the desired marketing results.

3. Luring Display for Retail:

TheCustom Cream Boxes Packaging Wholesaledesigners develop their designs in a way as to attract as much public attention as possible. They are usually displayed in some very beautiful display boxes that enhance the visuals of the product. They divert the focus of various customers towards themselves. Noticing some products in the market is the first towards successful sales. The gleaming boxes of display for the cosmetic creams would ensure people notice what is being shown to them through a special display method. Although this is the first step in luring customers yet, it is the most important one. When people start noticing your products, they might want to try them to see if they fit the standard of their packaging. Cosmetics are the kind of products that sell on their appearance, although the quality of the product is an issue that impacts brand loyalty; it has nothing to do with being attractive at a retail point. The only thing the customer would see will be the packaging only.

4. Warrants Cosmetic Safety:

Cosmetics are no use if they are all deteriorated and destroyed before they are set to display for the customers. Nobody buys a deformed and destroyed product; therefore, they are required to be packed in the packaging that keeps it safe from various environmental and handling circumstances. The cheap andaffordable cream boxesare a great way to secure the beauty cream inside them from sunlight and help to keep them organized so that they can reach the store aisle safely. Delivering the products safely to the cosmetic store will ensure that they are presentable to the potential customers hence, contributing to the sales of the product.

Final Words

These were some of the ways thecream boxescan improve the sales of the beauty creams. Having taken care of all the variables of the beauty cream packaging design, businesses can expect higher prospects of the sale of their cosmetic creams.

Toronto’s Anime North 2019 brings thousands of fans together

Friday, May 31, 2019

Many thousands of anime and manga fans descended on the Toronto Congress Centre for Anime North, a fan-run convention launched in 1997. Spread between four venues over three days, May 24 to 26, the event featured J-pop maid idols, voice actors, writers, and more. Wikinews attended.

Despite the ample indoor spaces, the parking lot of the Centre is also a hub of activity, with cosplayers posing for photos. Attendees were sent running for cover on Saturday, as heavy rains and a severe thunderstorm warning put a damper on festivities.

The event is organized by a massive team of volunteers, and known for its specialized programming for fans, by fans. On the night of May 25, for example, attendees could catch “Pokemon Biology”, “Kimono Obi Tying”, and “Underappreciated Sports Anime/Manga.”

US voice actor Alexis Tipton marveled at the growth of the anime industry in the last decade. “Back when I was going as a fan, there wasn’t as much anime, so it was easier to know about everything,” Tipton observed during a question and answer session. “I’m so overwhelmed by how much there is.”

Tipton held a panel on her career, dubbing anime for US distribution company Funimation Entertainment. While many anime voice actors weren’t fans going into the industry, Tipton recalled going to anime conventions with her friends during middle school and high school. Once she was an invited guest, Tipton recalls realizing “oh, I’m not here to just have fun, I’m here to work; I have a set schedule and I can’t just, like, you know, go do what I want.”

Early in her career, Tipton was cast as a voice for My Bride is a Mermaid, a role that required singing. Then just 19 years old, she looked at the role as a “chance to face my demons,” having questioned her abilities for years. “I was in an extremely competitive [singing musical theatre] program in high school. I had started working at Funimation when I was 19, so I was just barely in college. And so those scars were still like, really fresh. I had a lot of competition and people would find what your perceived weakness was, or what your actual weakness was in the program, and they would take advantage of it. And so I had people trying to make me feel like I couldn’t sing my way out of a paper bag, and then I would get so nervous when I would sing that I couldn’t support my notes, and so it would just prove them right.”

Tipton was devastated when she got a sinus infection, the week of the audition. “This director doesn’t know me, I haven’t worked with him, he’s going to think that this is what I sound like,” she recalls thinking. “I don’t know if I had a shot to begin with, but now I really don’t have a shot.” She was thrilled when she was cast.

Another voice actor, Lauren Landa, would list Sailor Neptune and Sailor Uranus as dream roles, when asked at conventions. She was given a chance to audition for the characters years later, when Vizmedia dubbed the first two seasons of Sailor Moon. When she was cast, “I swear to you, I was speechless,” she told an audience at her Q&A session.

Cosplay model and professional singer Jillea attended the Saturday of the convention dressed as Pokemon species Charizard. Wikinews spoke with her by email, after the event:

((WN)) What got you into cosplay modelling?

Jillea: My love for cosplay started with the community, what started as a fun hobby I would do periodically quickly became a huge part of my life, and the reason for that being how amazing the cosplay community embraced me and my work. I’ve always been a creative person, so getting to make my costumes and have people say ‘oh my gosh, I love that character!!’ got me hooked right away. They’re just my people, what can I say, they really make me feel welcomed and I love them for it.

((WN)) How did you choose Charizard?

J: I’m a 90’s baby so you could say I’m a bit of a Pokémon OG! I had a Game Boy as a kid and my very first purchase was Pokémon Red, solely based on how cool Charizard looked on the cover. Charizard has always been my favourite Pokémon and I can’t resist a challenging cosplay… and the nostalgia!

((WN)) What was your favourite part of Anime North?

J: This was my very first time attending Anime North and I was blown away! The booths were incredible and unique, every time I turned around I was seeing something different I’ve never seen at a convention before. Everything was easy to access and I even made use of the Cosplay Recharge station that literally saved the day with their hot glue! Extremely friendly environment it will not be my last time back for sure.

Wikinews?’ Nick Moreau photographed the event.

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Bolivian president announces legal action over Obama’s ‘crimes against humanity’

 Correction — October 4, 2013 The last paragraph of this article should say “President Maduro” rather than “President Morales”. We apologize for the error. 

Saturday, September 21, 2013

The Bolivian President Evo Morales announced Thursday he will file legal charges against the United States President Barack Obama for crimes against humanity. President Morales announced he was preparing litigation after Venezuelan President Nicholas Maduro’s plane was allegedly denied entry into U.S. airspace over Puerto Rico.

President Morales called Obama a “criminal” violating international law. Morales called an emergency meeting of the Community of Latin American and Caribbean States (CELAC), made up of 33 member states including Argentina, Mexico and Chile, and encouraged member states to remove their ambassadors from the U.S. to show their solidarity. He asked Bolivarian Alliance member states to boycott the next United Nations meeting, to be held in New York on September 24. He also said the U.S. had pursued a policy of “intimidation” and have a history of blockading presidential flights.

In July this year, the Bolivian presidential aircraft was prevented from landing in Portugal to refuel, allegedly at the request of the U.S. administration. After Italy, Spain and France each banned the aircraft from entering their airspace, it was ultimately forced to land in Austria. Here, the plane was boarded as part of the search for U.S. fugitive Edward Snowden. Several Latin American heads of state promptly condemned the actions.

President Evo Morales is in his second presidential term after first being elected in 2005. He campaigned on the promise of alleviating Bolivia’s crippling poverty — Bolivia was Latin America’s poorest nation at the time he was elected — and is Bolivia’s first indigenous leader. He became internationally recognisable for the striped jumper he wore while meeting with high level dignitaries, including kings and presidents, around the world. His actions as President have included halving his own salary and those of his ministers, seizing Bolivia’s gas and oil reserves, and redistributing the nation’s unused countryside to the poor.

President Morales had been bound for bilateral talks in China. He maintains he will not be prevented from attending them.

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